隐私政策 & 网站使用条款
加州海岸信用社 维护s this website as a service to our members. This website 条款 of Use 和 Agreement (“Agreement”) 政府erns your use of the 加州海岸信用社 website 和 Cal Coast 在线 service (“site”). 请仔细阅读本协议. We invite you to print a copy of this Agreement 和 retain it for your records. You may also request that a copy of this Agreement be mailed to you by calling (877) 495-1600.
通过访问本网站或使用任何服务, 包括可用的新服务, 您同意遵守本协议中列出的条款. 我方可随时修改本协议，而无需特别通知贵方. The latest Agreement will be posted on the site 和 you should review the Agreement each time you access the site. 除本协议外, you agree to be bound by 和 will comply with the applicable disclosures concerning your account (see your 加州海岸信用社 Account Agreement 和 Disclosure, 您在开户时收到的收据).
定义
就本协议而言, “我们”这个词, “us”, “我们”, “信用合作社”是指加州海岸信用合作社及其代理, 独立的承包商, 被任命者, 或受让人加州海岸信用合作社可以, 由我方全权决定, 参与场地的提供. “您”或“您的”是指使用该网站的人, 包括但不限于您允许使用本网站的其他人.
终止
我们保留终止本协议和您对本网站的访问的权利, 因为任何原因全部或部分地, 在任何时间，恕不另行通知.
服务
This Agreement 政府erns electronic access to the site 和 any additional online services that 加州海岸信用社 currently offers or may offer in the future. We have the right, from time to time, to introduce, remove or replace services on this site. 投资产品不是信用合作社的义务或担保. Investments are not credit union deposits 和 are not insured by the NCUA or any other entity, 并且要承受风险, 包括可能造成的本金损失.
Cal Coast在线访问
您可以通过我们的网站访问加州海岸在线. 加州海岸在线可以使用您的密码访问您的帐户. 你可以进行查询, 核对帐户余额, 在你的存款之间转移资金, 检查, 货币市场, 贷款账户, 偿还贷款和信用卡, 访问您当前或过去每月的电子报表, 提出停止付款请求, 通过支票要求提款或提前贷款，或要求提供支票副本. You may access your account 和 other services through this site seven days a week, 24 hours a day. 然而, 在某些时候, some or this entire site may not be available due to technical problems 和/or routine maintenance.
交易
Transfers between your credit union accounts initiated by you through this site are limited to the available balance of the account from which money is withdrawn. 访问您在本网站的帐户时, please note that account balance 和 transaction history reflects current activity 和 balance.
账单支付
您可以通过我们的账单支付服务向第三方付款. 账单支付 is a service provided to 加州海岸信用社 through a third-party vendor.
费用
在这个网站上访问你的信用合作社账户是不收费的. 任何电话费由您自行承担, 互联网接入费, 和 other similar fees 和 expenses you incur by accessing your account through the site. 其他费用, 如服务收费表所述, 可能适用于你在网上订购的服务，例如帐单支付. 获取服务收费表, 访问任何加州海岸信用社分支机构或致电(877)495-1600.
电子邮件
电子邮件可以作为提问的一种方式, 或对我们的服务提出意见或疑虑. For security reasons, you may not use e-mail to initiate transactions on your account.
电子报表
Through this site, you may sign up to receive your monthly account statements online (eStatements). 这将包括通讯和监管材料. 你必须有一个有效的电子邮件地址来注册电子报表. 当你在网上注册你的账单时, we will discontinue your statement mailing through the postal service 和 you will receive an e-mail with a link to our website each time your statement is ready. 如果你是通过邮寄方式收到你的结算单, it means that we are having difficulty delivering your statement to the e-mail address we have on file 和 you must update the e-mail address. 接收电子报表是不收费的. 您可以随时停止使用电子报表. 终止遗产, log onto Cal Coast 在线 和 use the Options Menu in the eStatements section or call us at (877) 495-1600.
密码
We will provide you with a password that will enable you to access your account on this site. 此密码可通过致电(877)495-1600获得. 我们建议您经常更改密码. 我们建议您记住您的密码，不要写下来. You are responsible for keeping your password 和 account information confidential. Any person whom you permit to use your password will be an authorized user on your account. 授权用户可以从您的存款中转帐, 检查, 货币市场和贷款账户, 授权账单支付和做任何交易可用使用您的密码. You authorize us to follow any instructions entered through the site using your password. 如果你授权别人使用你的密码, you are responsible for all transactions which that person initiates at any time, even if the amount of the transaction or number of transactions exceeds what you authorized. 如果您认为您的密码丢失了, 被盗或有人未经您的允许访问了您的帐户, 请立即致电(877)495-1600通知我们. 密码s are the property of 加州海岸信用社 和 are subject to cancellation at any time without notice. You may cancel your password privilege by notifying us in writing but you will remain responsible for payment of any outst和ing balances.
第三方服务
我们可能允许商家进入我们的网站，或通过我们的网站为商家做广告. 您可以从这些商家购买某些商品或服务. We do not operate or control the products or services offered by these merchants. 商家负责订单处理的各个方面, 实现, 产品性能及保证, 计费和客户服务. We are not a party to the transactions entered into between you 和 any merchants. 手机银行应用程序可以访问您的联系人.
连结至其他网站
我们的网站可能包含到其他网站的链接. 我们不对内容负责, 这些网站所表达的观点或准确性, 这些网站没有被调查, 由我们监控或检查其准确性或完整性, 我们也不对这些网站进行任何编辑或其他控制. 包容 of any linked website on our site does not imply approval or endorsement of the linked website by us.
隐私政策
我们的隐私政策, 因为它可能会不时地改变, is 在这里by incorporated by reference 在这里in 和 shall be deemed a part of this Agreement for all interests 和 purposes. 请参阅我们的在线隐私政策.
法律和法庭的选择
本协议受联邦法律法规管辖, 和, 在没有适用的联邦法律或法规的情况下, 受加州法律的约束. This website (excluding linked sites) is controlled by 加州海岸信用社 from its offices in San Diego, 加州. 您同意本协议将被视为在加利福尼亚州圣地亚哥签署. 在允许的范围内, you agree that any legal action regarding this Agreement will be brought in San Diego, 加州.
赔偿和责任限制
您同意赔偿并保护信用合作社及其职员不受伤害, 董事, 员工, 继任者, 以及对任何和所有索赔的转让, 要求, 损失, 负债, 处罚, 费用和任何或其他损害赔偿(包括, 但不限于, (合理的律师费)直接或间接导致的, relating to or arising in connection with your breach or violation of this Agreement; your use of the site; any transactions or other activities you engage in with any third party service providers, 第三方商户网站, or other third parties who are part of our affiliate program or who you access by or through this site; your infringement or violation of the intellectual property or other rights of third parties; 和/or your negligence or willful misconduct.
We are not responsible for any products or services relating to your personal computer, 除本协议中规定的以外. 我们也不负责任何损坏您的韦德体育开户电脑, 调制解调器, 因您使用本网站而产生的电话或其他财产.
我们不对任何损失负责, 电力中断造成的损坏或伤害, 电话或有线服务; the disconnecting of your 电话或有线服务 by your local telephone or cable company or from deficiencies in your line quality; or any defect or malfunction of your home computer, 调制解调器, 电话或有线服务.
赋值
We have the right to assign this Agreement to any now-existing or future direct or indirect subsidiary or affiliate of the credit union. We reserve the right to assign or delegate certain of its rights 和 responsibilities under this Agreement to 独立的承包商s or other third parties.
您使用本网站的权利不可转让或委托, 通过明示授予, 法律或其他方面的操作. 你没有权利分配, 转移, 贷款, 赠送, or disclose your password or any right given to you to obtain information or documents.
有限使用权
你有权观看, 打印或下载某些内容, 图形, forms or documents from the site solely for use by you 和 not for republication, 分布, 出售或其他用途.
没有保修
所有保修, 明示或暗示, 是否认, 包括但不限于适销性保证, 适合某一特定目的, 或者免受电脑病毒的侵害. You underst和 和 agree that the information 和 services on this site are provided on an “As Is” basis 和 may contain errors, 问题或其他限制. The credit union 和 its affiliated parties have no liability whatsoever for your use of any information or service provided via the site.
产权
您同意加州海岸信用社独家拥有所有权利, 所有内容的所有权和权益, 的想法, 技术, “look 和 feel” 和 other matters included within the site 和 related to the site 和 all other intellectual property rights related t在这里to.
商标
你同意加州海岸信用社, CCCU, 这个标志, 和 other credit union marks on the site are either trademarks or service marks of 加州海岸信用社 和 shall remain the exclusive property of 加州海岸信用社. Other product 和 company names mentioned on the site may be trademarks of their respective owners.
没有豁免
No waiver of any of the foregoing terms 和 conditions shall be effective unless it is in writing 和 signed by an authorized officer of 加州海岸信用社, 和 no waiver shall be deemed to imply or constitute a continuing waiver or a waiver of any other term or condition.
建设
如果本协议的任何部分被裁定无效或以其他方式不可执行, it shall be deemed amended in order to achieve as closely as possible the same effect as originally drafted. Any invalid or unenforceable portion shall be construed as narrowly as possible in order to give effect to as much of the agreement as possible.
饼干的政策
什么是cookies，我们如何使用它们?
We employ the use of cookies on the 服务 to anonymously track to monitor website usage, 流量使用情况, 防止欺诈. “Cookies” are alphanumeric identifiers in the form of text files that are inserted 和 stored by your Web browser on your computer’s hard drive. cookie还可以帮助您登录CCCU帐户. CCCU may also employ the use of pixel tags from time to time to help better underst和 Site traffic 和 improve user experience. (像素标签指的是清晰的gif, 网络信标, 哪些是1x1图像, 设置在网页上跟踪页面流量.). These tags do not track personal information, they only track anonymous behavioral data. Most Internet browsers will allow you to stop cookies from being stored on your computer 和 to delete cookies stored on your computer. 请注意, 然而, 如果您选择限制cookie的使用, 服务的全部功能可能受到损害.
“First party” cookies are stored by the domain (website) you are vising directly. 它们允许网站所有者收集分析数据, 记住语言设置, 并执行有助于提供良好体验的有用功能. From time to time we may also employ the services of third-party agents to help us analyze certain online activities 和 to gather 和 track aggregate statistical information on the 服务 on our behalf. 第三方可能为此目的使用cookie和网络信标. 虽然我们无法控制这些饼干, 第三方cookie的使用不受本政策约束, this aggregated information is not tied to users’ 韦德体育开户ly Identifiable Information 和 the only intended use is to improve the 服务 和 troubleshoot inconsistencies. 它们可用于跨站点跟踪、重新定位和广告服务. You should be careful to review any privacy policies posted on third-party websites before signing up with or using them.
不跟踪(“DNT”)信号
我们尽我们最大的努力尊重网络浏览器DNT信号. 您可以选择将您的网页浏览器设置为在设置cookie时通知您, 防止它们被设置, 或启用网页浏览器的DNT信号或类似的机制
加州海岸信用合作社网站上使用的Cookies
1. 必要的饼干
These cookies are vital to us providing website’s functionality 和 cannot be disabled by users. 例如, an essential cookie may be used to prevent users from having to log in each time they visit a new page in the same session.
2. 功能和性能cookie
这些cookie提供了额外的功能. These cookies are used to enhance the performance 和 functionality of a website, 但对它的使用并不是必不可少的. 然而, without these cookies, certain functions (like videos) may become unavailable.
3. 分析和定制cookie
这些cookie允许我们显示与您和您的兴趣相关的内容, 基于您以前使用我们网站的方式.
移动应用数据的使用和收集
It is important that you underst和 what information 加州海岸信用社 uses 和 collects on its mobile banking application: 韦德体育开户信息: 我们可以收集你的名字, address, 出生日期等信息确保准确, optimize your experience 和 safeguard your security when using your 加州海岸信用社 account. 联系人: 使用PayItNow功能时, 加州海岸信用社可以, 如果你允许的话, 访问您的联系人, 电话号码和电子邮件信息. 图片: 在移动存款捕获过程中, 我们安全存储任何支票图像存入您的帐户. 地点: When you use location-enabled banking on 加州海岸信用社’s digital channels, 我们可能会收集和处理有关您所在位置的信息, 例如GPS信号.
加州消费者隐私法(CCPA)
如果您是加州居民，请参阅我们的 CCPA通知 以获取有关您在CCPA下的权利的更多信息.
儿童在线信息隐私
本网站不面向13岁以下的儿童. 我们不会故意收取费用, 维护, or use personally identifiable information from our website about children under the age of 13 without parental consent. For more information about the Children’s 在线 Privacy Protection Act (COPPA), 请访问联邦贸易委员会网站:www.联邦贸易委员会.政府.
不要出售我的韦德体育开户信息
加州海岸信用社 does not sell personal information of our members or non-members, 然而, we do share some information to trusted third parties for security purposes 和 for servicing our members 和 prospects. 根据CCPA, 加州 consumers have the right to opt-out of having their personal information shared. 点击 在这里 了解更多信息.
